We presented Strategic Capital Plan to the board this morning. After a thorough review, the board approved the plan as submitted. Thank you for your assistance in creating the plan documents. The documents were well written and presented a detailed and comprehensive review of the bank.

Our company has been utilizing the S&B PRR for several years now, and this useful resource has become one of the keystone documents by which we measure our success. The PRR peer, industry, and economic data allow for a focused review of our company, better enabling us to execute strategic initiatives. Ultimately, the PRR helps us increase performance and better manage risk. Thank you, Seifried and Brew!

Jamie provides a multi-faceted plan covering all aspects of risk, not inclusive of just capital. The comprehensive Capital Plan including contingency planning is beneficial to management and our board and adheres to regulatory guidelines. We will definitely continue seeking Jamie’s expertise advise in this area.

The annual Capital Planning process completed with Jamie and his team at Seifried & Brew is a vital component of our short-term and long-range financial planning process. Jamie consistently provides valuable insight and assistance in preparing the plan. Additionally, the quarterly Performance Risk Report provides bank management and board members with a deeper understanding of the ongoing operations of our financial institution in a clear, concise manner.