Custom Bank
S&B provides a wide range of custom bank analytics. Don’t get caught wondering how your bank fares!
Contact Us

Quarterly Analytic Update

For this briefing, Jamie Sumner, chief analyst, reviews the 4Q performance of the community bank benchmark group. Overall, the net interest margin continued to increase, despite a jump in deposit costs, and net PPP loan growth was greater than 3%. On the funding side, we saw a net outflow of non-brokered deposits, which increased the need for wholesale funding. The average ROAA decreased 4 basis points, fueled primarily by the increase in noninterest expense. As for the S&B Total Risk Index, our measure of total risk increased slightly quarter over quarter as capital and liquidity risk increased.
Your subscription request
has been sent!